Credit card fee analysis

Your processor profits when you overpay.

Upload your processing statement. Our system identifies every overcharge, benchmarks your rates, and our expert team negotiates with your processor on your behalf. You pay only when documented savings land.

Free analysis, no commitment
Results in minutes
Expert team handles negotiation
Fee Analysis Report
Main Street Bistro
Above benchmark
Effective rate
3.12%
Monthly savings opp.
$1,840
Non-qualified surcharge Junk
$412/mo
Processor markup Markup
$784/mo
Interchange passthrough Legit
$2,210/mo
Recoverable fees found
$1,840 / month
Unlock full report
2.4%
Industry benchmark effective rate
$2,100
Average monthly savings per merchant
30 days
Typical time to first documented savings
The problem

Processors profit from your confusion.

Processing statements are hard to read — and that's by design. That complexity costs you real money, every single month.

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Dense, confusing statements

The average merchant statement has 40+ line items. Most owners never read past the total.

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Junk fees hidden in plain sight

Non-qualified surcharges, batch fees, and mis-routed debit transactions quietly drain margin every month.

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Rates that creep up quietly

Processors raise rates with a single line in your monthly statement. Most merchants never notice.

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Negotiations you don't have time for

Even merchants who know they're overpaying rarely have the bandwidth — or the leverage — to push back.

Pricing

Shared savings. No risk.

No monthly fee. No upfront cost. Pay only when savings land.

Concierge plan

From statement to savings in three steps.

Our concierge service handles everything. You upload your statement — we do the rest.

01
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Upload your statement

Share your current processing statement at clearcutcc.com/analyze. Free, instant, no account required. Your data is never stored.

02
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We find the overcharges

Our system identifies every fee worth fighting — junk charges, inflated markups, and mis-routed transactions — with your potential savings quantified.

03
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We negotiate for you

Our expert team goes directly to your processor and secures better rates on your behalf. You review, approve, and keep the margin.

Results

Real merchants. Real margin recovered.

Every number below is a real client outcome, documented and verified.

I've been in retail for 18 years. I always assumed the fees were just the cost of doing business. Turns out I was leaving $2,200 on the table every month.
SL
Sarah L.
Boutique owner, Memphis TN
$2,200/mo
The report alone was worth it. But having them do the negotiation made it a no-brainer. They got our effective rate from 3.4% down to 2.1% in six weeks.
DT
David T.
Auto service center, Atlanta GA
$3,100/mo
For partners

A new revenue stream for your book of business.

CPA firms, ISO agents, PE, and Management teams: your SMB clients are overpaying on processing fees. Refer them to ClearcutCC and earn recurring revenue while adding real value.

Contact us at info@clearcutcc.com

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Revenue share

Earn a recurring percentage of every client you refer. Paid monthly, no cap.

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White-label ready

Your logo, your colors. Clients see your brand, powered by ClearcutCC.

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Partner dashboard

Track referrals, savings delivered, and your revenue share in real time.

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No minimums

Refer one client or one hundred. No exclusivity, no commitments required.

Find out what you're actually paying.

Upload your processing statement and get a free, expert analysis. No account required. No commitment.

Takes under 2 minutes · Your statement is analyzed and immediately discarded · No credit card required

Concierge service inquiry

Let us handle the negotiation.

Tell us a little about your business and our team will be in touch within one business day to discuss the Concierge plan.